Explore the Lundquist Law Firm blog for expert insights on property insurance claims, bad faith litigation, and maximizing your recovery as a policyholder.
Matching disputes can turn a commercial hail claim into a much larger property loss than the insurer's initial estimate suggests. After a Texas hailstorm, a ...
Carrier estimates are not always a complete repair scope or a reliable measure of a covered hail loss. For Texas commercial property owners, the gap can be s...
An examination under oath, often called an EUO, is not a routine conversation with an adjuster. It is a formal, recorded demand under the insurance policy, a...
A major fire, hailstorm, windstorm, tornado, hurricane, or internal pipe-loss claim can reveal a coverage issue that was easy to miss before the loss: whethe...
A frozen pipe can cause major property damage in a matter of hours, but the coverage dispute may turn on what happened long before the freeze. For Texas comm...
A Texas windstorm claim can turn on a single disputed question: did the storm cause new damage, or did the insurer find ordinary wear, age, or maintenance is...
A Texas federal court's recent ruling in a hailstorm dispute,Trinity Fellowship Church of Pampa v. Church Mutual Insurance Co., S.I., No. 2:25-CV-019-Z (N.D....
Debris removal is often one of the first major expenses after a Texas fire, and it can shape the entire property insurance claim. Demolition, hauling, sortin...
Reservation-of-rights letters are not always final denials, but they should never be treated as routine paperwork. For Texas property owners and business dec...
Depreciation is often one of the largest reasons a commercial hail damage insurance claim is underpaid. An insurer may acknowledge roof or exterior damage, t...
Emergency repairs do not automatically undermine a Texas property insurance claim. After a hailstorm, wind event, fire, pipe burst, sprinkler failure, or oth...
A burst pipe claim can turn into a causation dispute quickly. An insurer may argue that the damage came from gradual leakage, corrosion, deferred maintenance...